Auto Insurance

Access Your Safeco Online Account   The right auto insurance policy can help get you back on the road quickly if your car is damaged or destroyed by accident, fire, theft, or other covered event.

Your policy may also provide protection against medical and legal expenses resulting from injury, loss of life, or property damage caused by an accident involving your vehicle.

An auto insurance policy is a contract between you and an insurance company. You pay a premium, and in exchange, the insurance company promises to pay for specific car-related financial losses during the term of the policy. Work with us to determine the best coverage for you. Insurance for cars, trucks, boats and more!

CASTLE ROCK INSURANCE can insure your Motorcycle, Classic Car, Motor Home & RV, Boat & Jet Ski, and ATV too!

How much auto insurance is right for you? Based in Burley, ID, our team understands the auto insurance needs of our customers. Auto insurance requirements vary by state. In some states, to drive you must carry: Liability coverage – to pay for losses you cause others, or: No-fault coverage – to pay you and your passengers for medical and related expenses caused by injuries from a car accident, regardless of who is at fault, or Both liability and no-fault coverage.

We write insurance in Idaho and would be happy to help you ensure you have the right coverage for where you live. Even in states where coverage isn’t required, drivers must, by law, be able to pay for losses they cause others. Having insurance is the simplest way for most people to comply. To finance a car, it is usually necessary to have insurance which covers damage to your vehicle. This includes:

Collision Insurance: Collision insurance coverage pays for damage caused to your vehicle in an automobile accident. Standard collision coverage will pay for any repairs up to the fair market value of your car. Collision coverage usually also comes with an insurance deductible. It’s the amount of money you pay toward repairs before your collision insurance kicks in. The higher the deductible you’re willing to pay, the less the collision coverage will cost.

Comprehensive Insurance (Other than Collision) Comprehensive insurance covers damage done to your car in some way other than a collision, such as if it were stolen or vandalized. Flood, hurricane, theft, windshield damage and fire are also events usually covered by comprehensive car insurance. Like collision, comprehensive will pay up to the fair market value of your car (less your insurance deductible). And although it’s not legally required by any state, you will probably need it if your car is financed. Every person is unique - Call us today to find out how to get the best price and value on auto insurance for you.

Call for a quote today at 208-678-2048

 

PENALTIES FOR DRIVING WITHOUT CAR INSURANCE

Driving without proof of insurance can be very costly!

IDAHO: Common Penalties for Driving Without Insurance

Penalties for driving without car insurance can vary from state to state; however, a few of the most common penalties include:

- Having your driver’s license suspended.

- Having your vehicle registration suspended.

- Receiving a traffic ticket for a no insurance violation. This is in addition to the traffic ticket(s) you receive for the original reason you were pulled over.

- Depending on the officer and where you receive the ticket, you might be able to have the ticket dismissed if you can show proof of insurance within a certain time period following the date of the citation; however, this generally only applies if you really did have coverage at the time of the traffic stop and just happened―for whatever reason―to not have your insurance card with you.

- Meeting SR-22 requirements.

- Some states might only impose this if you cause an accident while driving without insurance; others may impose it simply for driving uninsured.

- Hefty fines. In addition to meeting other requirements, you’ll have to pay to have your license and registration reinstated. Plus, you’ll have to cover the traffic ticket fines.

- Increased future insurance premiums.

Keep in mind, these are just a few of the most common penalties for driving without car insurance.

Check with your state’s DMV for specific details.

Information used from Department of Motor Vehicles organization.

 

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1225 Overland Ave Burley, ID 83318

Phone: (208) 678-2048
Fax: (208) 678-2906
E-mail: cade@castlerockidaho.com

© 2019 Castle Rock Insurance

We serve all of Idaho - Including, but not limited to:

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