The comfortable, safe lifestyle you've built for your family is an investment worth protecting. Foresters can help you do this, with a wide range of products that can help you cover your insurance needs:
Life can be a balancing act, especially for the Sandwich Generation – people who are supporting both children and their aging parents. Our term life insurance can provide a comforting safety net for a specific period of time when you, and your family, need it most. Affordable and predictable, premiums for our life insurance coverage remain the same through the duration of the initial term period.
Building your savings is important, but with the costs of modern living it isn't always easy. So what if you could protect your family and accumulate cash value at the same time? Some of our life insurance products offer accumulating cash value that can be used for a variety of needs, such as retirement.
The future is unpredictable, but that doesn't mean you can't be prepared. Our optional accidental disability income insurance, available on some life insurance products, can provide a regular stream of monthly income if you become totally disabled and unable to work as a result of an accident.
When the unexpected happens, medical care for your family is essential. Our Family Health Benefit, which is included on several of our life insurance contracts, can help you deal with hospital costs in the event of a natural disaster. (Up to $650 per person per disaster.)
Foresters products at a glance
Foresters Level Term Insurance – Home ownership, childcare costs, financial help for aging parents – today's workforce may be juggling multiple financial responsibilities. Our term life insurance, which can be matched to a period of time when you need it most, ensures that your family's needs will be met.
Foresters Advantage Plus offers a way to protect your family and develop savings at the same time. This product offers permanent coverage, with guaranteed premiums and death benefits, and the potential for dividends and accumulation of cash value.
Foresters SMART Universal Life offers permanent coverage with flexibility and long term growth potential.
Foresters PlanRight – Losing a family member is never easy, but our PlanRight coverage can help your family deal with your or with a parent's passing. This whole life coverage can be used to help cover final expenses.
Foresters Prepared – This accidental death insurance coverage can protect your family from unexpected accidental death until you turn 75. Optional riders are available on many products – Including accidental disability income, children's term insurance, accidental death and more.
Foresters is a leading international life insurance financial services provider with a unique history that spans more than 140 years. The organization was founded in 1874 and, in the spirit of fraternalism, aimed to provide life insurance for average, working families. Now in its third century, Foresters continues to champion the well-being of families through quality life insurance and investment products, unique member benefits and inspiring community activities. Over several decades, Foresters has led the way in pioneering many firsts in the North American insurance landscape. One of the organization’s first leaders was Dr. Oronhyatekha, a Mohawk who was one of Canada’s first Native doctors to practice western medicine. A man ahead of his time, Dr. Oronhyatekha championed the rights of women, children and minorities. During his tenure he insisted on admitting women as full members and provided benefits to the orphans of Foresters members.
With Foresters, you are part of an organization that offers you and your family an opportunity to live for today, plan for tomorrow and make a difference along the way—through affordable life insurance and investment products, unique member benefits like scholarships and legal counselling, and inspiring community activities.